1. Acceptance of Terms

2. Modifications to Terms

3. User Accounts and Security

• Immediately notify the Bank of any unauthorized use of your account or any other breach of security.

• Log out of your account at the end of each session.
  The Bank is not liable for any loss or damage arising from your failure to protect your account credentials. 

4. Permitted and Prohibited Uses

• Use the Site in any way that violates applicable local, state, or federal laws or regulations.

• Use the Site to engage in any fraudulent, deceptive, or malicious activity.

• Attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems connected to the Bank.

5. Intellectual Property

6. Limitation of Liability

7. Governing Law

8. Usage of Cookies on our Website

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

9. Embedded Content From Other Sites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

10. How Long We Retain Your Activity Data From Our Website Interactions

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except that they cannot change their username). Website administrators can also see and edit that information.

11. What Rights You Have Over Your Data On This Website (Non-Financial Data)

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

12. Website Data Confidentiality

Visitor comments, form submissions, visitor IP addresses and/or geolocation data may be checked through an automated spam detection service. The same data may be used for analytics purposes to help us to improve our website functionality and marketing efforts. Analytics and marketing data are anonymized and do not contain any personally identifying data.

13. Contact Information

• Email: thebank@fnbokaw.com

• Phone: 618-243-5291

• Mail: 203 East Walnut, P.O. Box 128, Okawville, IL 62271