Mobile Privacy Policy
Who We Are
We are First National Bank-Okawville, Illinois. We are located at 203 East Walnut, P.O. Box 128, Okawville, Illinois 62271. Our web address is https://www.fnbokaw.com
Because Your Trust Is So Important
Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
1. Geolocation and Security Data
We use location data to protect our platform and your account from fraudulent activity.
- Purpose: Our security provider analyzes geographic data to block malicious login attempts.
- Collection: The app requests your GPS location to verify your region during active sessions.
- Control: You can disable location permissions at any time through your browser or device settings.
2. Analytics Tracking
We collect anonymous usage statistics to improve the performance of our progressive web app.
- Data Points: We track page views, session durations, and device operating systems.
- Anonymization: No personally identifiable information (PII) is linked to this analytics data.
- Opt-out: Users can manage tracking preferences via standard browser privacy controls.
3. Third-Party Banking Integration
Our PWA provides direct access to secure online banking services hosted by our trusted partner.
- The Interface: Clicking the banking link opens a secure portal hosted by Fiserv inside the app wrapper.
- Data Separation: We do not collect, view, or store your banking credentials, account numbers, or financial transactions.
- Governing Terms: All financial interactions are governed strictly by Fiserv’s privacy policy.
4. Local Storage and Caching
To ensure fast load times and a seamless mobile experience, this PWA utilizes your device’s local storage.
- Technology: We use standard browser caching and IndexedDB technology.
- Stored Content: The app caches interface graphics, stylesheets, and structural code.
- No Sensitive Data: Financial data or login tokens are never cached in your permanent local storage.
5. Third-Party Liability and External Links
This PWA provides access to external services and links for your convenience, but we do not control those environments.
- Independent Liability: Online banking services are hosted and operated entirely by Fiserv. We hold no liability or responsibility for Fiserv’s security practices, data handling, system uptime, or financial transactions.
- External Content: Clicking links to external websites means you are leaving our direct platform. We do not endorse, monitor, or have any control over the content, privacy policies, or practices of third-party websites.
- User Responsibility: You acknowledge that any reliance on external services or links is at your own risk. We encourage you to review the privacy terms of any third-party site you visit.