Privacy Policy
Who We Are
We are First National Bank-Okawville, Illinois. We are located at 203 East Walnut, P.O. Box 128, Okawville, Illinois 62271. Our web address is https://www.fnbokaw.com
Because Your Trust Is So Important
Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
Facts
What does The First National Bank of Okawville do with your personal data?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction history
- Account transactions
- Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The First National Bank of Okawville chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
Does The First National Bank of Okawville share?
Can you limit this sharing?
For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes to offer our products and services to you.
No
We don’t share
For joint marketing with other financial companies.
No
We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences.
No
We Don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness.
No
We Don’t Share
For our affiliates to market to you.
No
We Don’t Share
For our non-affiliates to market you.
No
We Don’t Share
Who We Are
Who is providing this notice?
The First National Bank of Okawville
What We Do
How does The First National Bank of Okawville protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit the access to information to those employees for whom access is appropriate.
How does The First National Bank of Okawville collect my personal information?
We collect your personal information, for example, when you…
- Open an account
- Apply for financing
- Make a wire transfer
- Give us your contact information
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only…
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
* The First National Bank of Okawville has no affiliates.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
* The First National Bank of Okawville does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies
* The First National Bank of Okawville doesn’t jointly market.