Protect Your Legacy, Secure Your Data: Go Paperless Today
Your financial history, safely preserved.
At FNB, we understand that every transaction tells a story of hard work, family, and future planning. Managing your records shouldn’t require keeping stacks of loose mail on the kitchen table or filling up physical filing cabinets.
With free electronic statements (E-Statements), you get an official, secure, and permanent digital archive of your banking history. They look exactly like your current paper statements, but they arrive faster, stay safer, and are ready whenever you need them.
🔒 Bank-Grade Security
- The Problem: Mail theft from unlocked rural or roadside mailboxes is a growing target for identity thieves.
- The Solution: E-Statements live safely behind our encrypted online banking firewall, requiring your secure login to view.
🚜 Ready for Tax and Loan Season
- The Problem: Digging through months of paper to find proof of income or expense documentation for agricultural loans and tax filings.
- The Solution: Access up to 12 months of past statements instantly. You can securely download and email them directly to your accountant, attorney, or loan officer.
⏱️ No Waiting on the Postal Service
- The Problem: Mail delays, missed deliveries, or weather-damaged paper statements.
- The Solution: Get your statement the exact day your statement cycle closes. No transit delays, no lost pages, and no waiting on the mail truck.
🖨️ Complete Control: View or Print
- The Problem: The fear of losing access to physical copies if you need them.
- The Solution: E-Statements are official legal documents. View them on a tablet or computer in large print, or print out a physical copy right from home whenever you choose.
Getting Started Is Easy!
We are here to help you every step of the way. You can enroll online in two minutes, or give us a call.
Here is a 5-step checklist:
- Step 1: Log in to your online banking account on your computer or tablet.
- Step 2: Locate your profile and access with a one-time passcode.
- Step 3: Edit Electronic Statements within your profile.
- Step 4: Switch your preference from “Paper” to “E-Statements.”
- Step 5: Confirm your email address. If your email address changes, notify the bank.
📞 Prefer a helping hand? Call our bank at 618-243-5291 or stop by in person. We will gladly help you to get your e-statements set up.
Are E-Statements legally valid for USDA loans or tax purposes?
- Yes. E-Statements are official financial records. They are fully accepted by the IRS, courts, accountants, and agricultural lending institutions just like paper statements.
Will I lose my past statement history if I switch?
- Not at all. Our system keeps 12 months of statements on the online site. You can access this history 24/7 without losing any data.
What if I decide I don’t like it?
- There is no risk. You can change your preferences back to traditional paper mailings at any time by visiting your online profile or contacting our branch.