Welcome to First National Bank of Okawville, IL              
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A Real Community Bank

203 East Walnut, P.O. Box 128
Okawville, IL 62271
Phone: (618) 243-5291
Fax: (618) 243-5500
Email: thebank@fnbokaw.com

 

Emergency Numbers:
For lost or stolen debit/ATM cards after banking hours:
1-800-383-8000.

Current Rates

   Use our calculator

Interest Rates and Annual Percentage Yields* are effective as of
June 12, 2024 through June 18, 2024
.
Rates subject to change.
For current rate information, call 618-243-5291.

Certificates of Deposit

Certificate Term Minimum Balance
to Obtain APY*
Interest Rate Annual Percentage Yield
(APY*)
182 Day $500 0.90% 0.90%
12 Month $500 1.15% 1.15%
7 Month - SPECIAL $1,000 3.60% 3.63%
18 Month $500 1.25% 1.25%
24 Month $500 1.35% 1.35%
30 Month $500 1.45% 1.46%
36 Month $500 1.55% 1.56%
48 Month $500 1.60% 1.61%
60 Month $500 2.30% 2.31%

Substantial penalty on early withdrawal.

Individual Retirement Accounts

Account Type Interest Rate Annual Percentage Yield
(APY*)
Savings Deposit Acct.
$50 Minimum (effective 12/01/2023)
1.21% 1.20%
18 Month Certificate
$500 Minimum Balance to obtain APY*
1.35% 1.35%
36 Month Certificate
$500 Minimum Balance to obtain APY*
1.65% 1.66%
60 Month Certificate
$500 Minimum Balance to obtain APY*
2.40% 2.41%

Substantial penalty on early withdrawal of IRA Certificates.

Health Savings Accounts

Effective November 1, 2022
Account Balance of Interest Rate Annual Percentage Yield
(APY*)
$0 - $999.99 0.10% 0.10%
$1000.00 - $2499.99 0.10% 0.10%
$2500.00 - $4999.99 0.15% 0.15%
$5000.00 and above 0.20% 0.20%

Others

**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.

Account Type Interest Rate Annual Percentage Yield
(APY*)
Money Market Account** (effective 12/16/2022) 0.30% 0.30%
NOW Account*** (effective 1/5/2023) 0.20% 0.20%

Passbook Savings (effective 12/01/2022)

0.25% 0.25%
2024 Christmas Club 0.20% 0.20%
2024 Vacation Club (effective 5/1/2023) 0.20% 0.20%

 
   Equal Housing Lender Shazam As your full service Community Bank, we are proud to serve you.
Member FDIC / Member CBAI and ICBA

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