Welcome to First National Bank of Okawville, IL
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A Real Community Bank

203 East Walnut
Okawville, IL 62271
Phone: (618) 243-5291
Fax: (618) 243-5500
Email: thebank@fnbokaw.com


Emergency Numbers:
For lost or stolen debit/ATM cards after banking hours:
1-800-383-8000.

 

 
Current Rates

   Use our calculator

Interest Rates and Annual Percentage Yields* are effective as of
March 2, 2010 through March 8, 2010
.
Rates subject to change.
For current rate information, call 618-243-5291.

Certificates of Deposit

Certificate Term Minimum Balance
to Obtain APY*
Interest Rate Annual Percentage Yield
(APY*)
182 Day $500 1.00% 1.00%
12 Month $500 1.05% 1.05%
18 Month $500 1.30% 1.30%
24 Month $500 1.65% 1.66%
30 Month $500 1.85% 1.86%
36 Month $500 2.00% 2.01%
48 Month $500 2.45% 2.46%
60 Month $500 2.75% 2.75%

Substantial penalty on early withdrawal.

Individual Retirement Accounts

Account Type Interest Rate Annual Percentage Yield
(APY*)
Savings Deposit Acct.
$50 Minimum (effective 12/01/09)
1.65% 1.66%
Savings Grandfathered
$50 Minimum (effective 12/01/09)
1.90% 1.91%
18 Month Certificate
$500 Minimum Balance to obtain APY*
1.50% 1.51%
36 Month Certificate
$500 Minimum Balance to obtain APY*
2.20% 2.21%
60 Month Certificate
$500 Minimum Balance to obtain APY*
2.85% 2.87%

Substantial penalty on early withdrawal of IRA Certificates.

Health Savings Accounts

Effective December 1, 2009
Account Balance of Interest Rate Annual Percentage Yield
(APY*)
$0 - $999.99 .10% .10%
$1000.00 - $2499.99 .40% .40%
$2500.00 - $4999.99 .90% .90%
$5000.00 and above 1.15% 1.16%

Others

Account Type Interest Rate Annual Percentage Yield
(APY*)
Money Market Account** (effective 12/16/09) .90% .90%
NOW Account*** (effective 03/05/10) .35% .35%
Passbook Savings (effective 12/01/09) .75% .75%
Christmas Club (effective 11/01/09) 1.25% 1.25%
Vacation Club (effective 5/01/09) 1.25% 1.25%

**Money Market average daily balance to obtain APY is $2500.00.
***NOW Account minimum daily balance to obtain APY is $1000.00.



 
   Equal Housing Lender Shazam As your full service Community Bank, we are proud to serve you.
Member FDIC / Member CBAI and ICBA
 

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